SALIENT FEATURES SAVINGS BANK A/C
. ** Charges effective from 1.8.2008 | ||
SrNo | Item | Charges |
SAVINGS BANK ACCOUNT | ||
1. | Min. Balance with cheque Book | Rs. 1000.00 |
If quarterly Average Balance (QAB) of Rs. 1000 is not maintained | Rs. 100/- per Quarter or Balance available | |
2. | Min. Balance without cheque book | Rs. 500/- |
If Quarterly Average Balance(AQB) of Rs. 500 is not maintained | Rs. 50/- per quarter or balance available | |
3. | Cheque return charges ( including of ECS) | Rs. 100/- |
4. | Service charges on Return Cheque sent by post | Rs. 50/- |
5. | Cheque Book Charges | 2 Cheque books of 20 leaves free every year. For more cheque books Rs. 2/- per leaf. |
No cheque book charges if previous quarterly average balances is over Rs. 25000/-. | ||
6. | Less than Min. Balance & no operation in past one year | Below Rs. 50/- the bank shall debit o/s as charges. Bank shall close the account inform by UPC & ask for return of unused cheques. |
7. | Issue of Duplicate pass book with latest balance With old entries | Rs. 50/- Rs. 50/- + Rs. 20/- per page or part thereof. |
8. | A/c closed before one year | Rs. 100/- |
9. | In-operative accounts | No service charges if stipulated min. balance requirement is complied with in the account. |
10. | Signature verification, photo attestation, balance certificate, etc. | Rs. 50/- |