• Home Loans of upto Rs.60 lakhs
• Flexible tenure of upto 15 years
• Minimal documentation and faster approvals
• Facility of choosing fixed and floating interest rates
• Benefits of CLSS as per PMAY available

• Home Loan can be availed by salaried Individuals, self-employed individuals and self-employed professionals
• Home Loan can be offered to residents of Kota, Rajasthan only
• Guarantee of two person required
• Minimum age at loan sanction – 21 years. Maximum age at loan maturity – 65 years or super-annuation whichever is early
• Business continuity of last three years

• PAN Card – For Individual / Partnership Firm
• Identity Proof – Any one (e.g. Voter ID / Driving License / Passport)
• Address Proof – Any one (e.g. Voter ID / Driving License / Passport / Telephone Bill / Electricity Bill / Registered Lease Deed or Sale Agreement / Bank Statement)
• Business Continuity Proof – Any one document dated 5 years old (Bank Statement / Sales Tax Challans / IT Returns / Shops & Est. Certificate / Partnership Deed)
• Passport Size Photographs
• Any other valid Photo ID card issued by central or state government
• Original documents of property

FOR SALARIED

• Last 3 years Income tax returns / Latest 3 month salary slip or Latest form 16 issued by the employer

FOR SELF-EMPLOYED INDIVIDUALS

• Latest audited ITR and financials for the last 3 years (Balance Sheet, Profit & Loss A/c., Computation of Income along with all schedules.)
• Bank statements from the borrower’s main account/s for last 6 months and 3 months of all other bank accounts mentioned in the balance sheet

FOR SELF-EMPLOYED PROFESSIONALS

• Latest audited ITR and financials for the last 3 years (Balance Sheet, Profit & Loss A/c., Computation of Income along with all schedules.)
• Bank statements from the borrower’s main account/s for last 6 months and 3 months of all other bank accounts mentioned in the balance sheet
• Professional qualification certificate and Degree certificate for professionals (Doctors, Architects, Chartered Accountants etc.)