• Loan amount of upto Rs.30 lakhs
• Convenient loan repayment option of upto 15 Years
• Both residential and commercial property accepted as collateral
• Avail loan upto 50% of your property value
• Minimal documentation and faster approvals
• Attractive interest rates
• Fixed and floating rate of interest available
• Select as loan or as OD limit facility

• Loan Against Property can be availed by salaried individuals, self-employed individuals, self-employed professionals, sole proprietorships, partnership firms.
• Loan Against Property can be offered to Residents of Kota, Rajasthan only
• Minimum age at loan sanction – 21 years. Maximum age at loan maturity – lower of 65 years or retirement age
• Guaranter Required

• PAN Card – For Individual / Partnership Firm
• Identity Proof – Any one (e.g. Voter ID / Driving License / Passport)
• Address Proof – Any one (e.g. Voter ID / Driving License / Passport / Telephone Bill / Electricity Bill / Registered Lease Deed or Sale Agreement / Bank Statement)
• Business Continuity Proof – Any one document dated 5 years old (Bank Statement / Sales Tax Challans / IT Returns / Shops & Est. Certificate / COI / Partnership Deed)
• Passport Size Photographs
• Original Documents of Property

FOR SALARIED

• Last 3 years Income tax returns or latest 6 month salary slip or latest form 16 issued by the employer
• Six months bank statement required with salary credits

FOR SELF-EMPLOYED INDIVIDUALS / SOLE PROPRIETORSHIPS

• Latest audited ITR and financials for the last 3 years (Balance Sheet, Profit & Loss A/c., Computation of Income along with all schedules.)
• Bank statements from the borrower’s main account/s for last 6 months and 3 months of all other bank accounts mentioned in the Balance Sheet

FOR SELF-EMPLOYED PROFESSIONALS

• Latest audited ITR and financials for the last 3 years (Balance Sheet, Profit & Loss A/c., Computation of Income along with all schedules.)
• Bank statements from the borrower’s main account/s for last 6 months and 3 months of all other bank accounts mentioned in the Balance Sheet
• Professional qualification certificate and Degree certificate for professionals (Doctors, Architects, Chartered Accountants etc.)

FOR PARTNERSHIP FIRMS

• Latest audited ITR and financials for the last 3 years (Balance Sheet, Profit & Loss A/c., Computation of Income along with all schedules.)
• Bank statements from the main account/s for last 6 months and 3 months of all other bank accounts mentioned in the Balance Sheet
• Partnership Deed and partnership authority letter for partnership firms